Mortgage Blog
Mortgage It Right!
Category: Qualifying for a Mortgage (14 posts)
7 Steps for Mortgage Prep
November 23, 2021 | Posted by: Rachel Moffat
Step 1 - Your Credit Score Whether you qualify for a mortgage through a bank, credit union or other financial institution, you should be aiming for a credit score of 680 for at least one bo ...
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5 Approval Roadblocks You Should Know
September 23, 2021 | Posted by: Rachel Moffat
When buying a home, there is nothing worse than having your mortgage broker or lawyer call and say “there is a problem”. If you have found your dream home and negotiated a fair price, a ...
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What to Know if You’re New to Canada
May 13, 2020 | Posted by: Rachel Moffat
Canada has seen a surge of international migration over the last few years. With all these new faces in town wanting to plant roots in this great country, we wanted to touch base on some of the detail ...
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How to Leverage Your RRSPs to Buy Your First Home
February 23, 2020 | Posted by: Rachel Moffat
Are you in the market for your first home? Dreaming of a space you can call your own? If you are an eligible first time home-buyer, then contributing to your RRSP’s before the March 1 deadline c ...
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An Age Old Debate: Who Has the Advantage When Buying a Home?
December 16, 2019 | Posted by: Roar Solutions
Just about anytime two people of different generations discuss entering the real estate market, the question arises: Who had it easier trying to get into the housing market? Often the younger of the t ...
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How Do We Get Into This Housing Market?
November 20, 2019 | Posted by: Glen Kelleway
We help people who are: • Just starting adult life • Starting a new life in this province or in Canada • Transitioning from renter to homeowner We calm hom ...
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Mortgage Brokers Can Help You Get Financing for Every Stage of Your Life
September 25, 2019 | Posted by: Glen Kelleway
Mortgage Brokers Can Help You Get Financing for Every Stage of Your Life Buying a home can feel like a journey. Whether it’s your first or your 10th, there are many steps to go throug ...
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5 Mortgage Tips to Help You Afford a Home
July 24, 2019 | Posted by: Glen Kelleway
Buying a home has become more difficult now than ever— maybe this is not news to you! Recent lending stress-test measures, increases in housing prices in major cities, and the continue ...
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UPDATE - Follow-up on Changes to Federal Government Rules & Regulations
February 2, 2017 | Posted by: Glen Kelleway
Is your down payment less than 20% of the financing value of your home? If so, your mortgage falls into the “default insured mortgage” category and must be insured by one of the ...
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Merry Xmas...Higher Mortgage Interest Rates Expected!
October 31, 2016 | Posted by: Glen Kelleway
Thinking of refinancing? You may want to consider doing that sooner than later.After November 30, 2016, expect mortgage interest rates to likely increase by at least a quarter&nb ...
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Update: 2016 Canadian Government Rule Change - Stress Test for Borrowers
October 19, 2016 | Posted by: Glen Kelleway
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2016 Government Changes - in Effect!
October 17, 2016 | Posted by: Glen Kelleway
2016-10-14_GCK_MA_flyer_-_Rule_Change.pdf ...
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October 2016 Qualification Rate Imposed by Canadian Government
October 4, 2016 | Posted by: Glen Kelleway
Monday, October 3, 2016Finance Minister Bill Morneau announced some new changes that will affect the mortgage industry.Monday, October 17, 2016New qualification rate goes into effect and it ...
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How You Square Up to Qualify for a Mortgage
June 29, 2015 | Posted by: Glen Kelleway
From the lender's viewpoint, borrowers need to meet certain criteria in order to qualify for a loan with the best terms available. In order for us to arrange mortgages for borrowers, we often review t ...
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