Mortgage Blog

Category: Qualifying for a Mortgage

What to Know if You’re New to Canada

May 13, 2020 | Posted by: Kelleway Mortgage Architects

Canada has seen a surge of international migration over the last few years. With all these new faces in town wanting to plant roots in this great country, we wanted to touch base on some of the detail ...

How to Leverage Your RRSPs to Buy Your First Home

February 23, 2020 | Posted by: Kelleway Mortgage Architects

Are you in the market for your first home? Dreaming of a space you can call your own? If you are an eligible first time home-buyer, then contributing to your RRSP’s before the March 1 deadline c ...

An Age Old Debate: Who Has the Advantage When Buying a Home?

December 16, 2019 | Posted by: Kelleway Mortgage Architects

Just about anytime two people of different generations discuss entering the real estate market, the question arises: Who had it easier trying to get into the housing market? Often the younger of the t ...

How Do We Get Into This Housing Market?

November 20, 2019 | Posted by: Kelleway Mortgage Architects

We help people who are: • Just starting adult life • Starting a new life in this province or in Canada • Transitioning from renter to homeowner We calm hom ...

Mortgage Brokers Can Help You Get Financing for Every Stage of Your Life

September 25, 2019 | Posted by: Kelleway Mortgage Architects

Mortgage Brokers Can Help You Get Financing for Every Stage of Your Life Buying a home can feel like a journey. Whether it’s your first or your 10th, there are many steps to go throug ...

5 Mortgage Tips to Help You Afford a Home

July 24, 2019 | Posted by: Kelleway Mortgage Architects

Buying a home has become more difficult now than ever— maybe this is not news to you! Recent lending stress-test measures, increases in housing prices in major cities, and the continue ...

UPDATE - Follow-up on Changes to Federal Government Rules & Regulations

February 2, 2017 | Posted by: Kelleway Mortgage Architects

Is your down payment less than 20% of the financing value of your home? If so, your mortgage falls into the “default insured mortgage” category and must be insured by one of the ...

Merry Xmas...Higher Mortgage Interest Rates Expected!

October 31, 2016 | Posted by: Kelleway Mortgage Architects

Thinking of refinancing? You may want to consider doing that sooner than later.After November 30, 2016, expect mortgage interest rates to likely increase by at least a quarter&nb ...

Update: 2016 Canadian Government Rule Change - Stress Test for Borrowers

October 19, 2016 | Posted by: Kelleway Mortgage Architects

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2016 Government Changes - in Effect!

October 17, 2016 | Posted by: Kelleway Mortgage Architects

2016-10-14_GCK_MA_flyer_-_Rule_Change.pdf ...

October 2016 Qualification Rate Imposed by Canadian Government

October 4, 2016 | Posted by: Kelleway Mortgage Architects

Monday, October 3, 2016Finance Minister Bill Morneau announced some new changes that will affect the mortgage industry.Monday, October 17, 2016New qualification rate goes into effect and it ...

How You Square Up to Qualify for a Mortgage

June 29, 2015 | Posted by: Kelleway Mortgage Architects

From the lender's viewpoint, borrowers need to meet certain criteria in order to qualify for a loan with the best terms available. In order for us to arrange mortgages for borrowers, we often review t ...

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